Questions

Q: When will the loan be due?
A: Generally, on your following payday or you may pay the finance charge and extend the loan until your next payday.

Q: How much can I borrow?
A: Up to $500.00. (Contingent upon income level and various underwriting criteria.)

Q: When will I receive my loan?
A: If all information is received by 1:00 p.m. and can be verified, you will generally receive your money on the next business day.

Q: When will I hear from you?
A: You will hear from us within one (1) business day or sooner upon receiving the necessary information. We will contact you with a loan offer or email you for missing information. We are closed on weekends and holidays.

Q: How will I know if I'm approved?
A: We will contact you with a loan offer. If denied, you will receive a notice by mail.

Q: Can I extend the loan?
A: Yes, after 4 renewals you will be required to pay down a portion of your loan plus any finance charges.

Q: Once paid off, when can I get another loan?
A: You must wait three (3) business days. We may ask you to prove that the previous loan has been actually paid in full by providing us a bank statement showing proof of a non-pending payment.

Q: If I don't fax in all the necessary information, will the application be processed?
A: The application will be considered incomplete and we will call or email you for the missing information.

Q: What is the fastest way to process my application?
A: Complete the application, print it, and fax it with your most recent bank statement (within 30 days), voided check, and most recent pay stub...all at once.

Q: Can I print and fill-out an application?
A: Yes. Select the following link PDF of Application, print, fill out, and sign. Attach your pay stub, bank statement, and voided check and fax to 888-712-8257.

Q: Are residents of all states eligible to receive a loan?
A: No. These services do not constitute an offer or solicitation for short-term loans in all states. These services may or may not be available in your particular state. The states this site services may change from time to time without notice. All aspects and transactions on this site will be deemed to have taken place in our office in the State of ??? regardless of where you may be viewing or accessing this site. Borrower is responsible for complying with any local statutory obligations that may exist in their state or area with respect to any transactions with Cold Cash Today. Loans are not available to residents of Georgia, Kansas, North Carolina, and West Virginia. Please be advised, any borrower relying on the laws or regulations of his/her home state to borrow only from a lender based in that state.